Photo of Gautam Saran

Partner in the Projects & Project Finance at the Mumbai office of Cyril Amarchand Mangaldas. Gautam advises on project financing, banking & finance transactions across various sectors and has also been significantly involved in standardization of financing documents for domestic loan market. He can be reached at

The Curious Case of Co- Lending Model

The Micro Small and Medium Enterprises (MSMEs) sector plays a crucial role in enhancing and ensuring India’s socio-economic development. The sector has gained significant importance due to its contribution to the country’s Gross Domestic Product (GDP) and exports.[1] A survey by International Labour Organisation indicates that MSMEs account for more than 70% of global employment and 50% of GDP[2].Continue Reading The Curious Case of Co- Lending Model