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RegTech and Digital Public Infrastructure: Navigating Compliance in India’s Digital Landscape

The rapid advancement of India’s Digital Public Infrastructure (“DPI”) – exemplified by initiatives such as Aadhaar, the Unified Payments Interface (“UPI”), and DigiLocker – has reshaped the nation’s digital ecosystem. This DPI has created transformative efficiencies, enabling streamlined interactions between citizens, businesses, and government services. However, as India solidifies its digital-first approach, regulatory challenges around data privacy, user consent, and cybersecurity have surged, demanding robust compliance mechanisms. Regulatory Technology (“RegTech”)  is emerging as a solution to these complex regulatory demands, leveraging automation to help entities comply with the country’s Digital Personal Data Protection Act, 2023[1] (“DPDP Act”), among other regulations.Continue Reading RegTech and Digital Public Infrastructure: Navigating Compliance in India’s Digital Landscape

FIG Paper No. [29], Data Law Series [3]: Implications of Digital Personal Data Protection Act, 2023 for Foreign Banks in India

Introduction:

The Digital Personal Data Protection Act, 2023 (“DPDP Act”) is India’s foray into the global regulatory movement on personal data rights. In designing the DPDP Act, there has been a strong focus on simplicity, brevity, and standardisation. We note a marked effort to align with data regulation across the world, most significantly, the European Union’s General Data Protection Regulation (“GDPR”). While principally similar, the Indian regime has peculiarities for which financial services entities will have to prepare themselves. Continue Reading FIG Paper No. 30, Data Law Series 4: Implications of Digital Personal Data Protection Act, 2023 for Foreign Banks in India