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RegTech and Digital Public Infrastructure: Navigating Compliance in India’s Digital Landscape

The rapid advancement of India’s Digital Public Infrastructure (“DPI”) – exemplified by initiatives such as Aadhaar, the Unified Payments Interface (“UPI”), and DigiLocker – has reshaped the nation’s digital ecosystem. This DPI has created transformative efficiencies, enabling streamlined interactions between citizens, businesses, and government services. However, as India solidifies its digital-first approach, regulatory challenges around data privacy, user consent, and cybersecurity have surged, demanding robust compliance mechanisms. Regulatory Technology (“RegTech”)  is emerging as a solution to these complex regulatory demands, leveraging automation to help entities comply with the country’s Digital Personal Data Protection Act, 2023[1] (“DPDP Act”), among other regulations.Continue Reading RegTech and Digital Public Infrastructure: Navigating Compliance in India’s Digital Landscape

         

  

Generative Artificial Intelligence (GenAI) can generate and manipulate our ideas and thinking by creating human-like content via non-human intelligence.[1] These software(s) such as OpenAI’s ChatGPT/ GPT-4, Google’s BARD, inter alia, are initially trained on a large data sets and computing power. After the training, they are capable of self-enhancement to generate unique and personalised content.[2] This has posed novel questions before the copyright experts, as content generation, previously reliant on human inputs, has moved beyond that realm. Now, instead of answers based on user queries – as obtained via Google’s search engine – customized personal content is delivered to the user. Creation of this new content through GenAI has led to concerns on copyright infringement, privacy violation, libel and defamation, etc. Copyright infringement is particularly worrisome as the companies are using the user-generated data to train these software(s), which includes the data generated by minors, amplifying their vulnerability. Questions arise regarding the extent to which the companies can claim ‘fair-use’ exception of the Copyright Act? This article attempts to bring some clarity over these issues. It incorporates two landmark US cases against OpenAI’s ChatGPT and Alphabet Inc., respectively[3], and their implications in India, including the India’s recently-passed Digital Personal Data Protection Act, 2023.Continue Reading Guardians of Genius: Securing Tomorrow’s Generative AI via Copyright Protection