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Insurance Distribution in India: Emerging Channels, Compliance, and Data Governance

Summary: This continuation of Part I delves into the evolving insurance distribution landscape in India, focusing on other channels such as web aggregators, insurance marketing firms, and common service centres, alongside traditional intermediaries like PoSPs, MISPs, and agents. It highlights regulatory prohibitions that safeguard ethical practices, policyholder-centric reforms under the IRDAI framework, and the impact of the Digital Personal Data Protection Act on intermediaries. The article underscores how compliance, transparency, and data security are shaping a future-ready distribution ecosystem that balances innovation with consumer trust.

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India’s Intellectual Property Ecosystem: A Record-Breaking Year Insights From The Annual Report 2024–25 Published By The Patent Office

Insights from the Annual Report 2024–25 published by the Patent Office

Summary: India’s intellectual property ecosystem achieved a record-breaking year in FY 2024-25, with total filings surging nearly 20% across patents, trademarks, designs, GIs, and copyrights. This growth signals rising confidence in domestic innovation and the effectiveness of modernisation initiatives like digitisation and AI integration. For readers, the report highlights India’s evolving IP landscape, offering insights into opportunities, challenges, and the country’s strengthening global position in intellectual property protection.

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Understanding Insurance Distribution in India: A Comprehensive Guide

Summary: This blog provides an overview of India’s insurance distribution framework, explaining the roles of intermediaries like brokers, corporate agents, TPAs, and surveyors under IRDAI regulations. It highlights recent reforms introduced by the Insurance Amendment Bill, 2025, which aim to simplify compliance, expand intermediary definitions, and strengthen policyholder protection. Understanding these evolving rules is crucial for insurers, intermediaries, and stakeholders to navigate the market effectively and ensure transparent, compliant distribution.

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The Securities Market Code, 2025 (Bill No. 200 of 2025): Raising the Bar to Embrace the Future

Summary: This blog examines the Securities Market Code Bill, 2025, in terms of key changes, and their implications for SEBI and the securities market. SEBI’s regulatory role, along with increased involvement of market infrastructure institutions, securities market service providers and self-regulatory organisations, is poised for significant reform. While the shift towards a principle-based statute upholding good governance, natural justice, transparency and accountability is laudable, certain challenges relating to implementation and capacity-building should be addressed.

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Supreme Court’s Landmark Ruling: A Tenant Can Never Become an Owner based on Adverse Possession

Summary: This blog explains a landmark Supreme Court ruling in Jyoti Sharma vs. Vishnu Goyal, clarifying that tenants can never become property owners through long occupation. It highlights how the judgement strengthens landlords’ rights, ends false ownership claims, and brings clarity to tenant-landlord relationship in India.

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Summary: Every time a serious governance failure is discovered, the subject of corporate governance and the role of independent directors take centre stage and become the subject matter of intense media debate. The reality is that independent directors are non-executive directors and have a limited role to play in the day-to-day management of the company. This blog examines the need for regulators to strike a healthy balance between authority and responsibility. The author appeals to the regulators to re-examine the roles and responsibilities of independent directors and set realistic expectations.

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Investment Functions of Insurers and Insurance Brokers: On A Short Rope or Ample Wiggle Room?

Summary: This blog broadly outlines the IRDAI’s prescriptive investment framework for insurers, permissible asset classes thereunder, limited applicability to insurance brokers, and the regulatory intent behind these norms. It also highlights proposed amendments to the investments regulatory framework, granting insurers greater flexibility to invest in private companies while maintaining governance safeguards. For comprehensive, insurer-specific, or instrument-specific details, it is important to refer to the full text of IRDAI’s investments regulatory framework.

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Part III of IFSC Education Series: Legal Considerations for Setting Up Foreign University Campus in India: Mainland India vs GIFT IFSC

Summary: Building on Parts I and II of the IFSC Education Series, (I) Shaping Global Education: Foreign Universities in GIFT IFSC, and  (II) Setting up International Branch Campus or Offshore Education Campus in GIFT IFSC, respectively, this third instalment provides a comparative analysis of the regulatory frameworks governing campuses in Mainland India versus those in GIFT IFSC.

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Private Sector Companies: State or not State?

Summary: This blog examines when private sector companies and Government companies can be regarded as ‘State’ under Article 12 of the Constitution of India, and the legal jurisprudence surrounding this subject. The authors address key questions about when such entities will be considered as ‘State’ and hence amendable to Writ Jurisdiction for the enforcement of fundamental rights guaranteed under the Constitution. The blog analyses the evolution from structural to functional approach in judicial interpretation, including various SC judgments and the law laid down in the landmark case of P. K Biswas vs IICB

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Overview of Recent Amendments to Maharashtra Prevention of Fragmentation and Consolidation of Holdings Act, 1947

Summary: This blog discusses the recent amendments to Maharashtra Prevention of Fragmentation and Consolidation of Holdings Act, 1947, aimed at easing restrictions on land transfers and supporting urban development. It also highlights the Ordinance promulgated in November, 2025 which marks a turning point by introducing automatic regularisation, removing long‑standing hurdles and enabling faster, planned growth across designated areas.

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